Ally Financial Inc. (NYSE:ALLY) Stock Rated “Moderate Buy” by Sell-Side Brokerages

Ally Financial Inc. (NYSE:ALLY) has been assigned a consensus rating of “Moderate Buy” from the seventeen research firms that are presently covering the company, Marketbeat Ratings reports. One research analyst has rated the stock with a sell recommendation, five have assigned a hold recommendation, ten have issued a buy recommendation and one has given a strong buy recommendation to the company. The average 12-month price objective among analysts that have issued ratings on the stock in the last year is $48.21.

A number of equities research analysts recently commented on ALLY shares. Truist Financial lowered their price target on Ally Financial from $51.00 to $50.00 and set a “buy” rating for the company in a research report on Wednesday, September 23rd. UBS Group cut their target price on shares of Ally Financial from $54.00 to $50.00 and set a “buy” rating for the company in a research report on Monday, October 5th. Weiss Ratings reiterated a “buy (b)” rating on shares of Ally Financial in a research note on Friday, September 18th. Raymond James Financial lowered their price target on Ally Financial from $55.00 to $52.00 and set a “strong-buy” rating on the stock in a report on Tuesday, October 6th. Finally, TD Cowen lowered their price target on Ally Financial from $54.00 to $52.00 and set a “buy” rating on the stock in a research report on Wednesday, October 21st.

Ally Financial News Summary

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: JPMorgan raised its price target for ALLY from $43 to $44 and maintained an “overweight” rating, signaling confidence in the company’s earnings outlook. JPMorgan Ally Financial Price Target
• Positive Sentiment: Ally’s latest quarter modestly exceeded expectations, with earnings of $1.34 per share versus the $1.33 consensus estimate and revenue of $2.35 billion, up 6.1% year over year. The company also increased its quarterly dividend to $0.35 from $0.30, supporting the stock’s income appeal.
• Neutral Sentiment: TD Cowen lowered its price target from $54 to $52 but retained a “buy” rating, while JPMorgan’s higher target contrasts with more cautious views elsewhere. The mixed analyst actions indicate continued disagreement over Ally’s risk-reward profile. TD Cowen Ally Financial Price Target
• Neutral Sentiment: Chief Revenue Officer Stephanie N. Richard and CFO Russell Hutchinson each withheld shares—9,032 and 21,074, respectively—to cover taxes on restricted-stock-unit vesting. These are typically administrative transactions rather than discretionary insider sales.
• Neutral Sentiment: Insider Kathleen Patterson sold 12,831 shares worth approximately $495,918, also to satisfy tax withholding obligations. Although the sale reduced her position by 15.92%, its stated purpose limits its value as a negative signal about management’s outlook. Ally Financial Insider Sale
• Negative Sentiment: Evercore ISI downgraded Ally from “outperform” to “in-line,” citing pressure on net interest margins and potential credit-cost increases. Rising auto-loan delinquencies and charge-offs could weigh on profitability even as loan originations grow. Evercore ISI Ally Financial Downgrade

Ally Financial Stock Up 0.0%

Shares of NYSE ALLY opened at $39.08 on Wednesday. The company has a quick ratio of 0.93, a current ratio of 0.94 and a debt-to-equity ratio of 1.45. The company’s fifty day simple moving average is $40.23 and its 200 day simple moving average is $42.66. The firm has a market cap of $11.89 billion, a PE ratio of 8.96, a P/E/G ratio of 0.30 and a beta of 1.11. Ally Financial has a 12-month low of $35.92 and a 12-month high of $47.29.

Ally Financial (NYSE:ALLY) last issued its earnings results on Tuesday, October 20th. The financial services provider reported $1.34 EPS for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. The business had revenue of $2.35 billion during the quarter, compared to analyst estimates of $2.31 billion. Ally Financial had a return on equity of 12.11% and a net margin of 16.84%. During the same period in the previous year, the company posted $1.15 EPS. The firm’s revenue was up 6.1% compared to the same quarter last year. As a group, sell-side analysts forecast that Ally Financial will post 4.98 earnings per share for the current fiscal year.

Ally Financial Increases Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Investors of record on Monday, November 2nd will be given a dividend of $0.35 per share. This represents a $1.40 annualized dividend and a yield of 3.6%. The ex-dividend date is Monday, November 2nd. This is a positive change from Ally Financial’s previous quarterly dividend of $0.30. Ally Financial’s dividend payout ratio is 27.52%.

Insiders Place Their Bets

In other Ally Financial news, insider Stephanie N. Richard sold 5,000 shares of the stock in a transaction on Tuesday, August 4th. The stock was sold at an average price of $44.23, for a total value of $221,150.00. Following the completion of the transaction, the insider owned 88,927 shares in the company, valued at approximately $3,933,241.21. This represents a 5.32% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, insider Kathleen L. Patterson sold 12,831 shares of the firm’s stock in a transaction that occurred on Wednesday, October 21st. The shares were sold at an average price of $38.65, for a total value of $495,918.15. Following the transaction, the insider directly owned 67,781 shares of the company’s stock, valued at approximately $2,619,735.65. This trade represents a 15.92% decrease in their position. The disclosure for this sale is available in the SEC filing. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Corporate insiders own 0.46% of the company’s stock.

Institutional Trading of Ally Financial

A number of institutional investors have recently made changes to their positions in ALLY. Citizens Financial Group Inc. RI increased its position in shares of Ally Financial by 109.6% during the 3rd quarter. Citizens Financial Group Inc. RI now owns 22,780 shares of the financial services provider’s stock valued at $857,000 after purchasing an additional 11,911 shares during the last quarter. Evergreen Capital Management LLC raised its position in shares of Ally Financial by 28.2% during the third quarter. Evergreen Capital Management LLC now owns 8,100 shares of the financial services provider’s stock valued at $305,000 after buying an additional 1,781 shares during the last quarter. MBL Wealth LLC bought a new position in Ally Financial during the third quarter valued at approximately $453,000. Root Financial Partners LLC bought a new position in Ally Financial during the third quarter valued at $180,000. Finally, Pension & Wealth Management Advisors Inc. bought a new position in shares of Ally Financial in the 3rd quarter valued at about $27,000. Hedge funds and other institutional investors own 88.76% of the company’s stock.

About Ally Financial

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.