Mastercard (NYSE:MA) Stock Price Target Raised at TD Cowen

Mastercard (NYSE:MA) had its price objective increased by research analysts at TD Cowen from $667.00 to $726.00 in a report issued on Friday, Benzinga reports. The brokerage presently has a “buy” rating on the credit services provider’s stock. TD Cowen‘s price target points to a potential upside of 13.70% from the company’s current price.

MA has been the topic of several other research reports. Barclays raised their price objective on shares of Mastercard from $660.00 to $700.00 and gave the company an “overweight” rating in a research report on Friday. Royal Bank Of Canada raised their price target on Mastercard from $696.00 to $742.00 and gave the company an “outperform” rating in a research report on Friday. President Capital lifted their price target on Mastercard from $693.00 to $729.00 and gave the stock a “buy” rating in a research note on Monday, August 17th. Bank of America upped their price target on shares of Mastercard from $700.00 to $735.00 and gave the company a “buy” rating in a research report on Friday, July 31st. Finally, Loop Capital raised their target price on Mastercard from $631.00 to $647.00 and gave the stock a “buy” rating in a research note on Friday, July 31st. Two research analysts have rated the stock with a Strong Buy rating, thirty-one have issued a Buy rating, one has given a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat, Mastercard presently has a consensus rating of “Moderate Buy” and a consensus price target of $696.88.

Mastercard Stock Up 0.4%

Shares of MA traded up $2.80 during trading hours on Friday, reaching $638.50. 4,503,648 shares of the stock traded hands, compared to its average volume of 3,503,552. The stock has a fifty day simple moving average of $585.50 and a 200 day simple moving average of $535.85. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96. Mastercard has a 52 week low of $464.52 and a 52 week high of $644.24. The company has a market cap of $559.33 billion, a price-to-earnings ratio of 35.12, a PEG ratio of 1.74 and a beta of 0.76.

Mastercard (NYSE:MA) last announced its quarterly earnings data on Thursday, October 29th. The credit services provider reported $5.31 earnings per share for the quarter, topping the consensus estimate of $5.17 by $0.14. The company had revenue of $9.81 billion during the quarter, compared to analyst estimates of $9.66 billion. Mastercard had a return on equity of 239.99% and a net margin of 46.34%. The firm’s revenue for the quarter was up 14.0% on a year-over-year basis. During the same quarter last year, the firm posted $4.38 EPS. On average, equities analysts forecast that Mastercard will post 19.91 EPS for the current year.

Insider Buying and Selling

In other news, insider Sachin Mehra sold 7,444 shares of Mastercard stock in a transaction dated Wednesday, August 19th. The stock was sold at an average price of $577.13, for a total value of $4,296,155.72. Following the sale, the insider directly owned 40,916 shares of the company’s stock, valued at approximately $23,613,851.08. The trade was a 15.39% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director Julius Genachowski sold 371 shares of the stock in a transaction that occurred on Friday, October 9th. The shares were sold at an average price of $585.01, for a total value of $217,038.71. Following the transaction, the director owned 8,607 shares of the company’s stock, valued at $5,035,181.07. This represents a 4.13% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 56,048 shares of company stock worth $32,527,203 in the last three months. Corporate insiders own 0.09% of the company’s stock.

Institutional Inflows and Outflows

Several large investors have recently modified their holdings of MA. Gamco Investors INC. ET AL lifted its position in Mastercard by 5.4% during the 1st quarter. Gamco Investors INC. ET AL now owns 28,205 shares of the credit services provider’s stock worth $14,093,000 after acquiring an additional 1,434 shares during the last quarter. Reynders McVeigh Capital Management LLC boosted its holdings in shares of Mastercard by 2.2% in the 2nd quarter. Reynders McVeigh Capital Management LLC now owns 141,828 shares of the credit services provider’s stock valued at $72,843,000 after buying an additional 3,006 shares during the last quarter. Hsbc Holdings PLC lifted its holdings in Mastercard by 5.3% during the 2nd quarter. Hsbc Holdings PLC now owns 1,656,528 shares of the credit services provider’s stock worth $850,004,000 after purchasing an additional 82,793 shares during the last quarter. SteelPeak Wealth LLC raised its position in Mastercard by 50.1% during the first quarter. SteelPeak Wealth LLC now owns 14,003 shares of the credit services provider’s stock valued at $6,996,000 after purchasing an additional 4,675 shares in the last quarter. Finally, Rockland Trust Co. lifted its holdings in shares of Mastercard by 6.2% during the third quarter. Rockland Trust Co. now owns 81,392 shares of the credit services provider’s stock worth $44,885,000 after purchasing an additional 4,751 shares during the period. Hedge funds and other institutional investors own 97.28% of the company’s stock.

Key Stories Impacting Mastercard

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Q3 results exceeded expectations. Adjusted EPS rose 21% year over year to $5.31, ahead of the $5.17 consensus, while revenue increased 14% to $9.81 billion, surpassing estimates of approximately $9.66 billion. Net income grew 18% to $4.6 billion. Mastercard Beats Q3 Earnings on Higher Cross-Border Volumes & Pricing
• Positive Sentiment: Payment activity and higher-margin services remained strong. Gross dollar volume increased 7%, purchase volume 9%, cross-border volume 11% and switched transactions 9% in local-currency terms. Value-added services and solutions revenue grew 19%, while adjusted operating margin reached 60.5%, reinforcing Mastercard’s ability to grow despite inflation and economic uncertainty. Mastercard caps strong quarter as consumer spending holds up
• Positive Sentiment: Analyst sentiment improved materially. Wells Fargo, RBC, Barclays, Keefe, Bruyette & Woods and Susquehanna all raised their price targets, with new targets ranging from $700 to $750 and ratings of Overweight, Outperform or Positive. Analysts cited durable spending, cross-border growth, pricing and the expansion of fraud prevention, data, marketing, AI-commerce and stablecoin capabilities. Wells Fargo raises Mastercard price target
• Positive Sentiment: Long-term growth initiatives add support. Mastercard is promoting tokenized payments for AI-driven “agentic” commerce, expanding Google Pay and digital-payment partnerships internationally, and continuing share repurchases. These initiatives could diversify growth beyond traditional card transactions. Mastercard backs tokenized card payments
• Neutral Sentiment: The stock’s premium valuation—approximately 35 times earnings—means continued strong execution may already be partly reflected in the share price. Rising technology costs and inflation remain industry-wide risks.
• Negative Sentiment: Mastercard faces a proposed £5 billion UK collective lawsuit alleging excessive interchange fees. The claim is preliminary, but it highlights ongoing regulatory and litigation risks for card networks. Mastercard faces proposed UK lawsuit

About Mastercard

Mastercard Incorporated (NYSE: MA) is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses. The company facilitates electronic payments and provides technology that supports transactions conducted through credit, debit, prepaid and commercial payment products.

In addition to operating its payments network, Mastercard offers services in areas such as payment security, fraud prevention, authentication, cybersecurity, data and analytics, loyalty programs, digital identity and open banking.