FirstSun Capital Bancorp (NASDAQ:FSUN) and First Community Bancshares (NASDAQ:FCBC) Head to Head Review

First Community Bancshares (NASDAQ:FCBC) and FirstSun Capital Bancorp (NASDAQ:FSUN) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, dividends, profitability, risk and institutional ownership.

Valuation and Earnings

This table compares First Community Bancshares and FirstSun Capital Bancorp”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Community Bancshares	$185.42 million	4.87	$48.79 million	$3.31	14.42
FirstSun Capital Bancorp	$569.65 million	3.28	$97.94 million	$1.97	20.38

FirstSun Capital Bancorp has higher revenue and earnings than First Community Bancshares. First Community Bancshares is trading at a lower price-to-earnings ratio than FirstSun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

35.0% of First Community Bancshares shares are owned by institutional investors. 3.7% of First Community Bancshares shares are owned by insiders. Comparatively, 10.5% of FirstSun Capital Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares First Community Bancshares and FirstSun Capital Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Community Bancshares	29.48%	10.98%	1.63%
FirstSun Capital Bancorp	7.59%	8.63%	1.10%

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for First Community Bancshares and FirstSun Capital Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Community Bancshares	0	2	1	0	2.33
FirstSun Capital Bancorp	1	1	3	1	2.67

FirstSun Capital Bancorp has a consensus target price of $45.50, suggesting a potential upside of 13.35%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher possible upside, analysts clearly believe FirstSun Capital Bancorp is more favorable than First Community Bancshares.

Volatility and Risk

First Community Bancshares has a beta of 0.49, indicating that its share price is 51% less volatile than the S&P 500. Comparatively, FirstSun Capital Bancorp has a beta of 0.34, indicating that its share price is 66% less volatile than the S&P 500.

Summary

FirstSun Capital Bancorp beats First Community Bancshares on 8 of the 15 factors compared between the two stocks.

About First Community Bancshares

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement plans; and commercial, consumer real estate, and consumer and other loans. The company also provides trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. The company operates through branches in West Virginia, Virginia, North Carolina, and Tennessee. Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.