Paysign (PAYS) & The Competition Head to Head Comparison

Paysign (NASDAQ:PAYS) is one of 341 public companies in the “Financial Services” industry, but how does it contrast to its competitors? We will compare Paysign to related companies based on the strength of its risk, profitability, analyst recommendations, earnings, valuation, institutional ownership and dividends.

Analyst Recommendations

This is a breakdown of current recommendations for Paysign and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Paysign	0	0	3	0	3.00
Paysign Competitors	1982	6924	11684	444	2.50

Paysign presently has a consensus price target of $15.00, suggesting a potential upside of 4.75%. As a group, “Financial Services” companies have a potential downside of 6.45%. Given Paysign’s stronger consensus rating and higher probable upside, analysts plainly believe Paysign is more favorable than its competitors.

Profitability

This table compares Paysign and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Paysign	15.67%	30.13%	5.66%
Paysign Competitors	-412.58%	-39.71%	-5.80%

Earnings & Valuation

This table compares Paysign and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Paysign	$82.03 million	$7.55 million	55.08
Paysign Competitors	$9.22 billion	$1.09 billion	7.64

Paysign’s competitors have higher revenue and earnings than Paysign. Paysign is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Insider and Institutional Ownership

25.9% of Paysign shares are owned by institutional investors. Comparatively, 43.0% of shares of all “Financial Services” companies are owned by institutional investors. 24.5% of Paysign shares are owned by insiders. Comparatively, 21.9% of shares of all “Financial Services” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Risk and Volatility

Paysign has a beta of 0.92, indicating that its stock price is 8% less volatile than the S&P 500. Comparatively, Paysign’s competitors have a beta of 2.51, indicating that their average stock price is 151% more volatile than the S&P 500.

Summary

Paysign beats its competitors on 8 of the 13 factors compared.

Paysign Company Profile

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. Its product offerings include solutions for corporate rewards, prepaid gift cards, general purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card. The company markets its prepaid card solutions under the Paysign brand. Its primary market focus is on companies and municipalities that require a streamlined payment solution for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. The company was formerly known as 3PEA International, Inc. and changed its name to Paysign, Inc. in April 2019. Paysign, Inc. was incorporated in 1995 and is headquartered in Henderson, Nevada.