Comparing Farmers National Banc (FMNB) and Its Rivals

Farmers National Banc (NASDAQ:FMNB) is one of 919 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its peers? We will compare Farmers National Banc to similar companies based on the strength of its profitability, earnings, dividends, institutional ownership, analyst recommendations, risk and valuation.

Risk and Volatility

Farmers National Banc has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500. Comparatively, Farmers National Banc’s peers have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.

Institutional and Insider Ownership

38.7% of Farmers National Banc shares are owned by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are owned by institutional investors. 3.5% of Farmers National Banc shares are owned by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Dividends

Farmers National Banc pays an annual dividend of $0.72 per share and has a dividend yield of 4.6%. Farmers National Banc pays out 51.8% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.0% and pay out 28.9% of their earnings in the form of a dividend. Farmers National Banc lags its peers as a dividend stock, given its lower dividend yield and higher payout ratio.

Profitability

This table compares Farmers National Banc and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Farmers National Banc	19.60%	12.90%	1.34%
Farmers National Banc Competitors	15.65%	9.43%	0.93%

Analyst Ratings

This is a summary of recent recommendations and price targets for Farmers National Banc and its peers, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Farmers National Banc	0	3	1	0	2.25
Farmers National Banc Competitors	7484	30232	27812	1478	2.35

Farmers National Banc presently has a consensus target price of $17.00, indicating a potential upside of 8.63%. As a group, “Banks” companies have a potential upside of 14.84%. Given Farmers National Banc’s peers stronger consensus rating and higher possible upside, analysts clearly believe Farmers National Banc has less favorable growth aspects than its peers.

Valuation and Earnings

This table compares Farmers National Banc and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Farmers National Banc	$279.92 million	$54.59 million	11.26
Farmers National Banc Competitors	$9.95 billion	$2.42 billion	21.29

Farmers National Banc’s peers have higher revenue and earnings than Farmers National Banc. Farmers National Banc is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

Farmers National Banc peers beat Farmers National Banc on 11 of the 15 factors compared.

About Farmers National Banc

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. The company was founded in 1887 and is headquartered in Canfield, Ohio.