Head to Head Review: CNFinance (CNF) vs. Its Competitors

CNFinance (NYSE:CNF) is one of 341 publicly-traded companies in the “Financial Services” industry, but how does it weigh in compared to its competitors? We will compare CNFinance to similar businesses based on the strength of its dividends, profitability, risk, institutional ownership, analyst recommendations, valuation and earnings.

Volatility and Risk

CNFinance has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500. Comparatively, CNFinance’s competitors have a beta of 2.36, indicating that their average share price is 136% more volatile than the S&P 500.

Institutional & Insider Ownership

43.2% of shares of all “Financial Services” companies are held by institutional investors. 25.8% of CNFinance shares are held by company insiders. Comparatively, 22.0% of shares of all “Financial Services” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current ratings and price targets for CNFinance and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNFinance	1	0	0	0	1.00
CNFinance Competitors	1996	6955	11741	446	2.50

As a group, “Financial Services” companies have a potential downside of 8.35%. Given CNFinance’s competitors stronger consensus rating and higher probable upside, analysts plainly believe CNFinance has less favorable growth aspects than its competitors.

Profitability

This table compares CNFinance and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CNFinance	N/A	N/A	N/A
CNFinance Competitors	-412.58%	-39.71%	-5.80%

Earnings & Valuation

This table compares CNFinance and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
CNFinance	$80.76 million	-$65.43 million	1.49
CNFinance Competitors	$6.73 billion	$1.10 billion	9.85

CNFinance’s competitors have higher revenue and earnings than CNFinance. CNFinance is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

CNFinance competitors beat CNFinance on 9 of the 13 factors compared.

CNFinance Company Profile

CNFinance Holdings Limited is a financial services company focused on providing loan facilitation and related services in China. The company primarily serves property owners who may have limited access to traditional bank financing by helping facilitate loans secured by residential real estate. Its services generally include borrower acquisition, loan application assistance, credit assessment, risk management, and post-origination loan servicing. CNFinance typically works with financial institutions and other funding partners rather than functioning solely as a traditional bank, supporting the origination and administration of secured lending products.