Citizens Financial Group (CFG) & Its Competitors Head to Head Analysis

Citizens Financial Group (NYSE:CFG) is one of 919 public companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare Citizens Financial Group to similar companies based on the strength of its analyst recommendations, risk, profitability, institutional ownership, dividends, valuation and earnings.

Profitability

This table compares Citizens Financial Group and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Citizens Financial Group	18.07%	9.52%	0.98%
Citizens Financial Group Competitors	15.66%	9.47%	0.93%

Volatility and Risk

Citizens Financial Group has a beta of 0.74, suggesting that its stock price is 26% less volatile than the S&P 500. Comparatively, Citizens Financial Group’s competitors have a beta of 0.62, suggesting that their average stock price is 38% less volatile than the S&P 500.

Insider and Institutional Ownership

94.9% of Citizens Financial Group shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 0.7% of Citizens Financial Group shares are owned by insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Dividends

Citizens Financial Group pays an annual dividend of $2.08 per share and has a dividend yield of 3.2%. Citizens Financial Group pays out 41.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Citizens Financial Group lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Citizens Financial Group and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens Financial Group	0	4	17	0	2.81
Citizens Financial Group Competitors	7503	30277	27877	1492	2.35

Citizens Financial Group currently has a consensus target price of $76.79, indicating a potential upside of 17.82%. As a group, “Banks” companies have a potential upside of 14.42%. Given Citizens Financial Group’s stronger consensus rating and higher probable upside, analysts plainly believe Citizens Financial Group is more favorable than its competitors.

Earnings and Valuation

This table compares Citizens Financial Group and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Citizens Financial Group	$8.93 billion	$1.83 billion	13.11
Citizens Financial Group Competitors	$32.39 billion	$2.42 billion	21.02

Citizens Financial Group’s competitors have higher revenue and earnings than Citizens Financial Group. Citizens Financial Group is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

Citizens Financial Group beats its competitors on 8 of the 15 factors compared.

Citizens Financial Group Company Profile

Citizens Financial Group, Inc. is a bank holding company headquartered in Providence, Rhode Island. Through Citizens Bank and related businesses, it provides retail and commercial banking services to individuals, businesses and institutions. Its offerings include checking and savings accounts, mortgages, personal and business loans, credit cards, wealth management, and commercial lending and cash-management services. The company also provides capital markets and other financial services to corporate clients.