Financial Analysis: SAIHEAT (NASDAQ:SAIH) and LM Funding America (NASDAQ:LMFA)

SAIHEAT (NASDAQ:SAIH) and LM Funding America (NASDAQ:LMFA) are both small-cap business services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, dividends, valuation, profitability and institutional ownership.

Institutional & Insider Ownership

0.2% of SAIHEAT shares are held by institutional investors. Comparatively, 22.7% of LM Funding America shares are held by institutional investors. 36.1% of LM Funding America shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Risk and Volatility

SAIHEAT has a beta of 1.68, meaning that its share price is 68% more volatile than the S&P 500. Comparatively, LM Funding America has a beta of 1.42, meaning that its share price is 42% more volatile than the S&P 500.

Profitability

This table compares SAIHEAT and LM Funding America’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SAIHEAT	N/A	N/A	N/A
LM Funding America	-96.23%	-35.84%	-31.86%

Valuation & Earnings

This table compares SAIHEAT and LM Funding America”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SAIHEAT	$6.78 million	1.87	-$6.12 million	N/A	N/A
LM Funding America	$12.98 million	0.74	-$15.94 million	($4.91)	-0.38

SAIHEAT has higher earnings, but lower revenue than LM Funding America.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for SAIHEAT and LM Funding America, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SAIHEAT	0	0	0	0	0.00
LM Funding America	0	1	0	0	2.00

Summary

SAIHEAT beats LM Funding America on 6 of the 10 factors compared between the two stocks.

About SAIHEAT

SAIHEAT Limited engages in the development of liquid-cooling data centers. It develops technologies for the advanced computing center ecosystem, a center that provides high-performance servers, liquid cooling, and systems for capturing and recycling computing heat. The company was formerly known as SAI.TECH Global Corporation and changed its name to SAIHEAT Limited in August 2024. SAIHEAT Limited was founded in 2019 and is headquartered in Singapore.

About LM Funding America

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. The company was founded in 2008 and is based in Tampa, Florida.