PPJ Healthcare Enterprises (OTCMKTS:PPJE) & Paymentus (NYSE:PAY) Critical Contrast

PPJ Healthcare Enterprises (OTCMKTS:PPJE) and Paymentus (NYSE:PAY) are both medical companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, earnings, analyst recommendations, institutional ownership and profitability.

Earnings & Valuation

This table compares PPJ Healthcare Enterprises and Paymentus”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PPJ Healthcare Enterprises	$710,000.00	0.78	$80,000.00	N/A	N/A
Paymentus	$871.75 million	4.49	$22.32 million	$0.34	92.16

Paymentus has higher revenue and earnings than PPJ Healthcare Enterprises.

Profitability

This table compares PPJ Healthcare Enterprises and Paymentus’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
PPJ Healthcare Enterprises	-8.43%	N/A	N/A
Paymentus	5.19%	10.84%	9.24%

Institutional and Insider Ownership

78.4% of Paymentus shares are held by institutional investors. 87.8% of Paymentus shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for PPJ Healthcare Enterprises and Paymentus, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PPJ Healthcare Enterprises	0	0	0	0	0.00
Paymentus	0	5	2	1	2.50

Paymentus has a consensus price target of $30.00, suggesting a potential downside of 4.26%. Given Paymentus’ stronger consensus rating and higher probable upside, analysts clearly believe Paymentus is more favorable than PPJ Healthcare Enterprises.

Risk & Volatility

PPJ Healthcare Enterprises has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, Paymentus has a beta of 1.65, suggesting that its share price is 65% more volatile than the S&P 500.

Summary

Paymentus beats PPJ Healthcare Enterprises on 13 of the 13 factors compared between the two stocks.

About PPJ Healthcare Enterprises

PPJ Healthcare Enterprises, Inc., through its subsidiaries, provides automated healthcare reimbursement cycle, online health information digital-systems, and practice information management digital-system software to health care providers and general businesses worldwide. The company offers the Automated Biller, a medical billing system that allows physicians to bill their medical insurance claims at the point of service without data entry, coding, or billing personnel. It also provides billing, specialty medical billing, collection, and workers comp lien collection services for health care providers in the areas of pain management, anesthesia and surgery centers practices, and various specialties of medicine. The company was formerly known as PPJ Enterprise and changed its name to PPJ Healthcare Enterprises, Inc. in October 2014. PPJ Healthcare Enterprises, Inc. was founded in 2000 and is headquartered in Reno, Nevada.

About Paymentus

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.