Seaport Res Ptn Lifts Earnings Estimates for Bread Financial

Bread Financial Holdings, Inc. (NYSE:BFH) – Seaport Res Ptn increased their Q2 2025 earnings estimates for shares of Bread Financial in a research report issued on Friday, April 25th. Seaport Res Ptn analyst W. Ryan now expects that the company will earn $1.54 per share for the quarter, up from their prior forecast of $1.49. The consensus estimate for Bread Financial’s current full-year earnings is $6.45 per share. Seaport Res Ptn also issued estimates for Bread Financial’s Q4 2025 earnings at $0.27 EPS and FY2025 earnings at $6.50 EPS.

Other analysts have also recently issued reports about the company. Compass Point boosted their price target on Bread Financial from $75.00 to $87.00 and gave the stock a “buy” rating in a report on Tuesday, January 21st. Barclays upped their price target on shares of Bread Financial from $51.00 to $53.00 and gave the company an “underweight” rating in a research report on Friday, January 31st. The Goldman Sachs Group cut their price target on shares of Bread Financial from $68.00 to $58.00 and set a “sell” rating on the stock in a report on Tuesday, March 18th. Morgan Stanley set a $36.00 price objective on Bread Financial and gave the company an “underweight” rating in a report on Thursday, April 24th. Finally, JMP Securities reaffirmed a “market perform” rating on shares of Bread Financial in a report on Monday. Three analysts have rated the stock with a sell rating, eight have assigned a hold rating and three have issued a buy rating to the company’s stock. Based on data from MarketBeat.com, Bread Financial presently has an average rating of “Hold” and an average price target of $60.00.

Bread Financial Trading Up 0.6 %

Shares of BFH stock opened at $48.46 on Monday. The company has a quick ratio of 1.15, a current ratio of 1.15 and a debt-to-equity ratio of 0.33. The firm has a market capitalization of $2.33 billion, a P/E ratio of 8.73, a P/E/G ratio of 1.25 and a beta of 1.58. Bread Financial has a twelve month low of $36.31 and a twelve month high of $66.71. The stock’s fifty day simple moving average is $48.77 and its 200 day simple moving average is $55.72.

Bread Financial (NYSE:BFH) last announced its quarterly earnings results on Thursday, April 24th. The company reported $2.86 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.10 by $0.76. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%. The company had revenue of $970.00 million during the quarter, compared to the consensus estimate of $956.17 million. During the same period in the prior year, the business earned $2.73 earnings per share. The company’s revenue for the quarter was down 2.1% compared to the same quarter last year.

Institutional Trading of Bread Financial

Several large investors have recently modified their holdings of the stock. Vanguard Group Inc. boosted its position in shares of Bread Financial by 0.6% during the 4th quarter. Vanguard Group Inc. now owns 5,848,495 shares of the company’s stock worth $357,109,000 after purchasing an additional 36,057 shares in the last quarter. Castlekeep Investment Advisors LLC acquired a new position in Bread Financial during the 4th quarter worth approximately $104,000. Hsbc Holdings PLC boosted its holdings in Bread Financial by 1.0% in the fourth quarter. Hsbc Holdings PLC now owns 1,452,509 shares of the company’s stock worth $89,299,000 after acquiring an additional 13,679 shares in the last quarter. American Century Companies Inc. increased its holdings in shares of Bread Financial by 6.8% during the fourth quarter. American Century Companies Inc. now owns 1,382,135 shares of the company’s stock valued at $84,393,000 after acquiring an additional 88,081 shares in the last quarter. Finally, Jacobs Levy Equity Management Inc. increased its holdings in shares of Bread Financial by 10.7% during the fourth quarter. Jacobs Levy Equity Management Inc. now owns 1,241,566 shares of the company’s stock valued at $75,810,000 after acquiring an additional 120,237 shares in the last quarter. Institutional investors and hedge funds own 99.52% of the company’s stock.

Bread Financial Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Friday, June 13th. Shareholders of record on Friday, May 9th will be paid a $0.21 dividend. This represents a $0.84 annualized dividend and a yield of 1.73%. The ex-dividend date is Friday, May 9th. Bread Financial’s dividend payout ratio (DPR) is presently 14.92%.

Bread Financial announced that its board has initiated a stock repurchase plan on Wednesday, March 5th that allows the company to repurchase $150.00 million in shares. This repurchase authorization allows the company to reacquire up to 6% of its shares through open market purchases. Shares repurchase plans are often an indication that the company’s management believes its stock is undervalued.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.