Comparing UC Asset (OTCMKTS:UCASU) & Euronet Worldwide (NASDAQ:EEFT)

Euronet Worldwide (NASDAQ:EEFT) and UC Asset (OTCMKTS:UCASU) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, valuation, risk, analyst recommendations and earnings.

Insider & Institutional Ownership

91.6% of Euronet Worldwide shares are held by institutional investors. 11.2% of Euronet Worldwide shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Euronet Worldwide and UC Asset’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Euronet Worldwide	8.06%	26.62%	5.66%
UC Asset	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of current recommendations and price targets for Euronet Worldwide and UC Asset, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Euronet Worldwide	0	2	5	1	2.88
UC Asset	0	0	0	0	0.00

Euronet Worldwide presently has a consensus target price of $122.60, indicating a potential upside of 40.39%. Given Euronet Worldwide’s stronger consensus rating and higher possible upside, analysts clearly believe Euronet Worldwide is more favorable than UC Asset.

Volatility and Risk

Euronet Worldwide has a beta of 1.21, suggesting that its share price is 21% more volatile than the S&P 500. Comparatively, UC Asset has a beta of 2.23, suggesting that its share price is 123% more volatile than the S&P 500.

Valuation & Earnings

This table compares Euronet Worldwide and UC Asset”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Euronet Worldwide	$3.99 billion	0.90	$306.00 million	$7.29	11.98
UC Asset	N/A	N/A	N/A	N/A	N/A

Euronet Worldwide has higher revenue and earnings than UC Asset.

Summary

Euronet Worldwide beats UC Asset on 10 of the 11 factors compared between the two stocks.

About Euronet Worldwide

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Fund Transfer Processing, epay, and Money Transfer. The Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 821,000 POS terminals. The Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.

About UC Asset

UC Asset, LP, a limited partnership, invests in real estate for development and redevelopment in the Atlanta area. Its investments primarily consist of ownership interests in residential and commercial properties for redevelopment in the Atlanta metropolitan area. The company also focuses to invest in and develop properties located in communities adjacent to airports and/or central business districts for shared home-office accommodations; and invest in hospitality properties. In addition, it invests in debt investment in the form of promissory notes or private loans. UCF Asset LLC serves as the general partner of the company. The company was founded in 2016 and is based in Atlanta, Georgia.