Head-To-Head Review: CaixaBank (OTCMKTS:CAIXY) vs. Banco Comercial Portugues (OTCMKTS:BPCGY)

Banco Comercial Portugues (OTCMKTS:BPCGY) and CaixaBank (OTCMKTS:CAIXY) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, dividends, profitability, valuation and risk.

Profitability

This table compares Banco Comercial Portugues and CaixaBank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Comercial Portugues	15.89%	9.44%	0.76%
CaixaBank	N/A	N/A	N/A

Earnings and Valuation

This table compares Banco Comercial Portugues and CaixaBank”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Comercial Portugues	$5.82 billion	2.28	$980.79 million	$0.91	9.64
CaixaBank	$24.18 billion	3.18	$6.26 billion	N/A	N/A

CaixaBank has higher revenue and earnings than Banco Comercial Portugues.

Volatility and Risk

Banco Comercial Portugues has a beta of 0.22, indicating that its stock price is 78% less volatile than the S&P 500. Comparatively, CaixaBank has a beta of 0.28, indicating that its stock price is 72% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and price targets for Banco Comercial Portugues and CaixaBank, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Comercial Portugues	0	1	0	1	3.00
CaixaBank	1	3	1	0	2.00

Dividends

Banco Comercial Portugues pays an annual dividend of $0.16 per share and has a dividend yield of 1.8%. CaixaBank pays an annual dividend of $0.07 per share and has a dividend yield of 1.9%. Banco Comercial Portugues pays out 17.6% of its earnings in the form of a dividend.

Summary

CaixaBank beats Banco Comercial Portugues on 7 of the 12 factors compared between the two stocks.

About Banco Comercial Portugues

Banco Comercial Português, S.A., a private sector bank, engages in the provision of various banking and financial products and services in Portugal and internationally. It operates through Retail Banking; Companies, Corporate & Investment Banking; Private Banking; Foreign Business; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring and insurance, and others. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, real estate investment fund, trade finance, trust, consulting, brokerage, marketing, and real estate services, as well as internet, telephone, and mobile banking services. Banco Comercial Português, S.A. was incorporated in 1985 and is based in Porto, Portugal.

About CaixaBank

CaixaBank, S.A., together with its subsidiaries, provides various banking products and financial services in Spain and internationally. The company operates through Banking and Insurance, Equity Investments, and BPI segments. It also provides solutions related to security, protection, internationalization, and financing; traditional financial advice, independent advice, and broker services; asset management; liquidity management; capital markets, cash management, project finance, asset finance, and M&A services; and various financial services and solutions to public and private sector institutions, as well as distributes non-life and life risk insurance policies; and private banking services. In addition, the company is involved in the real estate business. It has branches and ATMs in Spain; and branches and ATMs in Portugal. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.