Itex (OTCMKTS:ITEX) versus Crawford & Company (NYSE:CRD.B) Financial Survey

Valuation and Earnings

This table compares Crawford & Company and Itex”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Crawford & Company	$1.34 billion	0.39	$26.60 million	$0.59	17.76
Itex	$5.44 million	0.88	$500,000.00	N/A	N/A

Crawford & Company has higher revenue and earnings than Itex.

Institutional & Insider Ownership

11.0% of Crawford & Company shares are held by institutional investors. 51.0% of Crawford & Company shares are held by insiders. Comparatively, 32.0% of Itex shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Risk and Volatility

Crawford & Company has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500. Comparatively, Itex has a beta of 0.23, indicating that its stock price is 77% less volatile than the S&P 500.

Profitability

This table compares Crawford & Company and Itex’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Crawford & Company	2.18%	25.91%	5.26%
Itex	N/A	N/A	N/A

Dividends

Crawford & Company pays an annual dividend of $0.30 per share and has a dividend yield of 2.9%. Itex pays an annual dividend of $0.80 per share and has a dividend yield of 27.9%. Crawford & Company pays out 50.8% of its earnings in the form of a dividend.

Summary

Crawford & Company beats Itex on 8 of the 11 factors compared between the two stocks.

About Crawford & Company

Crawford & Co. engages in the provision of claims management and outsourcing solutions to carriers, brokers, and corporates. It operates through the following segments: Crawford Loss Adjusting, Crawford TPA Solutions, and Crawford Platform Solutions. The Crawford Loss Adjusting segment consists of adjusting services provided to insurance companies and self-insured entities related to property and casualty losses caused by physical damage to commercial and residential real property and certain types of personal property. The Crawford TPA Solutions segment provides third party administration for workers’ compensation, auto and liability, disability absence management, medical management, and accident and health to corporations, brokers, and insurers worldwide. The Crawford Platform Solutions segment is involved in the management of contractor networks and the provision of claims management services to insurance companies and self-insured entities related to property, casualty, and catastrophic losses. The company was founded by Jim Crawford in 1941 and is headquartered in Peachtree Corners, GA.

About Itex

ITEX Corporation operates a marketplace in which products and services are exchanged by marketplace members without exchanging cash in the United States. The company’s marketplace provides a forum for members to purchase from and sell their products and services to other members using ITEX dollars instead of United States dollars. It also administers the marketplace, as well as provides record-keeping and payment transaction processing services. In addition, the company services its member businesses through its independent licensed brokers and franchise network. ITEX Corporation was founded in 1982 and is headquartered in Bellevue, Washington.