Bank of America (NYSE:BAC) Stock Price Down 1.2% – Time to Sell?

Bank of America Corporation (NYSE:BAC)’s share price was down 1.2% during mid-day trading on Monday . The company traded as low as $54.73 and last traded at $55.1620. Approximately 45,690,877 shares changed hands during trading, an increase of 28% from the average daily volume of 35,777,918 shares. The stock had previously closed at $55.85.

Trending Headlines about Bank of America

Here are the key news stories impacting Bank of America this week:

• Positive Sentiment: Large drop in short interest — Short interest fell ~21.2% to 90.6M shares as of Dec. 31 (about 1.2% of float), lowering the short-interest ratio to ~2.7 days. Fewer shorts can reduce downward pressure and is a bullish technical signal for BAC.
• Positive Sentiment: Bank of America research flags big AI-driven bond opportunity — BofA says AI-related bond issuance could reach ~$300B/year, suggesting upside for its institutional sales & trading and investment-banking fees. AI Bond Sales Could Hit $300 Billion a Year, Bank of America Says
• Positive Sentiment: BofA views AI as a multi-year valuation driver — Firm commentary on AI infrastructure and frontier models underscores BofA’s role advising clients and positions its research franchise as a commercial advantage. 10 AI Stocks Investors Are Watching Closely
• Positive Sentiment: Bullish public commentary — Jim Cramer called BAC’s valuation an “insult” to its CEO, signaling retail/TV-driven positivity that can lift short-term flows. Bank of America (BAC)’s Multiple is An Insult to Its CEO, Says Jim Cramer
• Neutral Sentiment: Analyst previews and forecasts ahead of Q4 — Wall Street previews show expectations for solid trading, stable net interest income and improved IB fees; a handful of forecast tweaks are circulating ahead of earnings, which will be the next catalyst. Bank of America Gears Up For Q4 Print; Here Are The Recent Forecast Changes From Wall Street’s Most Accurate Analysts
• Neutral Sentiment: Sector-wide constructive backdrop — Analysts note banks enter earnings season on firmer footing (loan growth, capital markets momentum), which supports the group but leaves BAC exposed to macro/regulatory shocks. Can Bank Stocks Sustain Recent Momentum?
• Negative Sentiment: Policy risk — President Trump proposed a 10% cap on credit-card interest rates, triggering sector sell-offs as investors price in revenue and margin risk for card portfolios and potential tighter lending economics. Big Bank Stocks Tumbled After Trump Said This
• Negative Sentiment: Banks push back on the cap — Financial institutions, including large U.S. banks, warned the proposed cap would restrict access to credit for households and small businesses, but the political risk alone is pressuring BAC and peers. Banks warn consumers will be hurt by Trump’s 10% cap on credit card interest rates

Analyst Ratings Changes

A number of equities analysts recently issued reports on BAC shares. Dbs Bank raised shares of Bank of America to a “moderate buy” rating in a report on Wednesday, October 22nd. Hsbc Global Res upgraded shares of Bank of America from a “hold” rating to a “strong-buy” rating in a research report on Wednesday, January 7th. Cowen reissued a “buy” rating on shares of Bank of America in a research report on Wednesday, January 7th. Piper Sandler upped their price objective on Bank of America from $55.00 to $56.00 and gave the stock a “neutral” rating in a research note on Thursday, December 11th. Finally, UBS Group lifted their target price on Bank of America from $55.00 to $57.00 and gave the company a “buy” rating in a research report on Tuesday, October 7th. One analyst has rated the stock with a Strong Buy rating, twenty-three have given a Buy rating and four have issued a Hold rating to the company. Based on data from MarketBeat.com, Bank of America currently has a consensus rating of “Moderate Buy” and an average target price of $59.82.

Bank of America Trading Down 1.2%

The company has a debt-to-equity ratio of 1.12, a quick ratio of 0.79 and a current ratio of 0.79. The company has a market capitalization of $402.82 billion, a PE ratio of 15.03 and a beta of 1.29. The stock has a fifty day moving average of $54.17 and a 200 day moving average of $51.09.

Bank of America (NYSE:BAC) last announced its quarterly earnings data on Wednesday, October 15th. The financial services provider reported $1.06 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.93 by $0.13. Bank of America had a net margin of 15.70% and a return on equity of 10.76%. The business had revenue of $5.35 billion during the quarter, compared to analyst estimates of $27.05 billion. During the same period last year, the firm posted $0.81 EPS. The company’s revenue was up 10.8% on a year-over-year basis. As a group, sell-side analysts predict that Bank of America Corporation will post 3.7 earnings per share for the current fiscal year.

Bank of America Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Friday, December 26th. Shareholders of record on Friday, December 5th were issued a $0.28 dividend. This represents a $1.12 dividend on an annualized basis and a yield of 2.0%. The ex-dividend date was Friday, December 5th. Bank of America’s payout ratio is currently 30.52%.

Institutional Inflows and Outflows

A number of institutional investors have recently made changes to their positions in the company. DecisionMap Wealth Management LLC boosted its stake in Bank of America by 4.7% during the fourth quarter. DecisionMap Wealth Management LLC now owns 4,061 shares of the financial services provider’s stock valued at $223,000 after buying an additional 182 shares during the last quarter. Holistic Financial Partners raised its holdings in shares of Bank of America by 2.4% during the 4th quarter. Holistic Financial Partners now owns 7,896 shares of the financial services provider’s stock worth $434,000 after acquiring an additional 183 shares in the last quarter. Riverview Capital Advisers LLC boosted its position in shares of Bank of America by 4.2% during the 3rd quarter. Riverview Capital Advisers LLC now owns 4,686 shares of the financial services provider’s stock valued at $242,000 after acquiring an additional 188 shares during the last quarter. Shepherd Financial Partners LLC grew its holdings in shares of Bank of America by 0.3% in the third quarter. Shepherd Financial Partners LLC now owns 60,279 shares of the financial services provider’s stock valued at $3,110,000 after purchasing an additional 189 shares in the last quarter. Finally, William B. Walkup & Associates Inc. increased its position in Bank of America by 1.4% in the third quarter. William B. Walkup & Associates Inc. now owns 14,020 shares of the financial services provider’s stock worth $723,000 after purchasing an additional 192 shares during the last quarter. Hedge funds and other institutional investors own 70.71% of the company’s stock.

About Bank of America

Bank of America Corporation is a multinational financial services company headquartered in Charlotte, North Carolina. It provides a broad array of banking, investment, asset management and related financial and risk management products and services to individual consumers, small- and middle-market businesses, large corporations, governments and institutional investors. The firm operates through consumer banking, global wealth and investment management, global banking and markets businesses, offering capabilities across lending, deposits, payments, advisory and capital markets.

Its consumer-facing offerings include checking and savings accounts, mortgages, home equity lending, auto loans, credit cards and small business banking, supported by a nationwide branch network and digital channels.