Citizens Financial Group, Inc. Declares Quarterly Dividend of $0.46 (NYSE:CFG)

Citizens Financial Group, Inc. (NYSE:CFG) declared a quarterly dividend on Wednesday, January 21st. Stockholders of record on Wednesday, February 4th will be given a dividend of 0.46 per share by the bank on Wednesday, February 18th. This represents a c) dividend on an annualized basis and a dividend yield of 2.9%. The ex-dividend date of this dividend is Wednesday, February 4th.

Citizens Financial Group has increased its dividend payment by an average of 0.0%annually over the last three years. Citizens Financial Group has a dividend payout ratio of 37.4% indicating that its dividend is sufficiently covered by earnings. Equities analysts expect Citizens Financial Group to earn $4.99 per share next year, which means the company should continue to be able to cover its $1.84 annual dividend with an expected future payout ratio of 36.9%.

Citizens Financial Group Stock Performance

Shares of CFG opened at $64.01 on Thursday. The firm has a market capitalization of $27.49 billion, a P/E ratio of 17.93, a PEG ratio of 0.52 and a beta of 0.72. The company has a debt-to-equity ratio of 0.44, a current ratio of 0.85 and a quick ratio of 0.84. Citizens Financial Group has a one year low of $32.60 and a one year high of $64.27. The business has a fifty day moving average of $57.35 and a 200 day moving average of $52.86.

Citizens Financial Group (NYSE:CFG) last announced its earnings results on Wednesday, January 21st. The bank reported $1.13 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.11 by $0.02. The business had revenue of $2.16 billion for the quarter, compared to analysts’ expectations of $2.16 billion. Citizens Financial Group had a return on equity of 7.48% and a net margin of 14.17%.The business’s revenue for the quarter was up 8.6% on a year-over-year basis. During the same period last year, the firm posted $0.85 earnings per share. As a group, sell-side analysts anticipate that Citizens Financial Group will post 3.92 EPS for the current year.

Key Stories Impacting Citizens Financial Group

Here are the key news stories impacting Citizens Financial Group this week:

• Positive Sentiment: Q4 results beat expectations — EPS $1.13 (+36% YoY) and revenue roughly in line with estimates; net income rose ~32% YoY, driven by higher NII and fee income, giving the quarter credibility. Citizens Financial Group, Inc. Reports Fourth Quarter 2025 Net Income of $528 million, up 32% YoY, and EPS of $1.13, up 36% YoY
• Positive Sentiment: Market reaction: coverage and headlines note the beat on NII and fees and the stock climbed, with reports that shares reached an all-time high after the results. This signals strong investor demand on the operational beat. Citizens Financial profit jumps on higher fee income, shares hit all- time high
• Positive Sentiment: Dividend declared — board approved a quarterly payout of $0.46 per share (ex-dividend Feb 4; payable Feb 18), a ~2.9% yield that supports income-focused investors and may underpin valuation. (Company announcement)
• Positive Sentiment: Analyst/valuation momentum — recent coverage and a cited analyst target upgrade contributed to post-earnings upside and investor re-rating discussions. Citizens Financial Group (CFG) Valuation Check After Recent Share Price Momentum And Analyst Target Upgrade
• Neutral Sentiment: Investor materials and transparency — the company posted its press release, slide deck and hosted an earnings call/transcript (useful for details on margin drivers, capital plans and guidance). Citizens Financial Group, Inc. (CFG) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Upcoming investor engagement — Commercial banking leaders will present at the UBS Financial Services Conference (Feb 10), offering an additional venue for guidance clarity and Q&A. Citizens Financial Group to Participate at the UBS Financial Services Conference
• Negative Sentiment: Outlook caveat — some commentary questions whether higher projected NII will be offset by rising expenses, which could temper margin expansion and investor expectations if cost growth outpaces revenue. Monitor management’s expense-control commentary and forward guidance. Did Citizens’ 2025 Outlook of Higher NII and Expenses Just Shift CFG’s Investment Narrative?

Citizens Financial Group Company Profile

Citizens Financial Group, Inc (NYSE: CFG) is a bank holding company that provides a broad range of banking and financial services to individuals, small and middle-market businesses, corporations and institutional clients. Headquartered in Providence, Rhode Island, Citizens conducts its banking operations principally through its primary banking subsidiary, Citizens Bank, and serves customers through a combination of branch locations, ATMs and digital channels. The company is publicly traded and operates under the regulatory framework applicable to U.S.