MoneyHero (NASDAQ:MNY) Posts Quarterly Earnings Results, Beats Expectations By $0.02 EPS

MoneyHero (NASDAQ:MNY) released its quarterly earnings data on Thursday. The company reported $0.01 EPS for the quarter, beating the consensus estimate of ($0.01) by $0.02, reports. The business had revenue of $19.97 million for the quarter, compared to the consensus estimate of $23.92 million. MoneyHero had a negative net margin of 35.36% and a negative return on equity of 56.10%.

Here are the key takeaways from MoneyHero’s conference call:

• Profitability inflection: MoneyHero reported Q4 net profit of $0.5M and its first-ever adjusted EBITDA gain of $0.7M, while full-year adjusted EBITDA loss narrowed 73% to $6.4M and net loss improved (~86%) to $5.2M, signaling a move from turnaround toward profit.
• Strategic revenue mix shift toward higher-margin verticals: insurance and wealth accounted for ~30% of Q4 revenue (wealth grew 50% YoY in Q4), helping cost of revenue fall to 51% and expanding margins.
• AI-driven operating leverage: AI now touches up to 70% of customer queries (47% fully resolved in December), enabling technology costs to drop ~59% year-over-year and supporting 12% more approved applications without proportional headcount growth.
• Leadership transition: the board appointed an interim CEO and is searching for a permanent CEO to lead the next scaling phase—management frames this as deliberate, but the change at a profitability inflection adds executive leadership uncertainty.
• Balance sheet and outlook: MoneyHero ended the year debt-free with $31.2M cash and $37.5M net current assets (cash up $3.3M sequentially) and expects 2026 adjusted EBITDA to exceed 2025 levels.

MoneyHero Stock Performance

NASDAQ MNY traded down $0.01 during mid-day trading on Friday, reaching $1.32. 7,774 shares of the stock were exchanged, compared to its average volume of 21,901. The business’s 50 day moving average is $1.37 and its 200-day moving average is $1.31. MoneyHero has a 1 year low of $0.66 and a 1 year high of $2.40. The company has a market capitalization of $55.23 million, a P/E ratio of -1.88 and a beta of 1.26. The company has a debt-to-equity ratio of 0.01, a quick ratio of 1.96 and a current ratio of 1.96.

Institutional Trading of MoneyHero

A hedge fund recently raised its stake in MoneyHero stock. Renaissance Technologies LLC increased its position in shares of MoneyHero Limited (NASDAQ:MNY) by 20.9% during the fourth quarter, according to its most recent Form 13F filing with the SEC. The institutional investor owned 124,611 shares of the company’s stock after buying an additional 21,500 shares during the period. Renaissance Technologies LLC owned 0.30% of MoneyHero worth $157,000 as of its most recent filing with the SEC. 30.86% of the stock is owned by institutional investors and hedge funds.

Analysts Set New Price Targets

Separately, Zacks Research raised shares of MoneyHero from a “strong sell” rating to a “hold” rating in a report on Tuesday, March 10th. One equities research analyst has rated the stock with a Strong Buy rating, one has issued a Hold rating and one has given a Sell rating to the stock. Based on data from MarketBeat, the stock presently has an average rating of “Hold” and a consensus price target of $4.00.

About MoneyHero

MoneyHero Group Ltd (NASDAQ: MNY) operates an online comparison marketplace that helps consumers research, compare and select a broad array of financial and lifestyle products. Through its digital platform, MoneyHero presents side-by-side comparisons for credit cards, personal loans, mortgages, various insurance policies, broadband and mobile plans, as well as utility services. The site features interactive tools such as personalized calculators, user reviews and curated offer alerts, designed to simplify complex product information and enhance consumer decision making.

Founded in Hong Kong in 2014, MoneyHero has expanded its presence to serve customers in Singapore and Malaysia.