Comparing Suncorp Group (OTCMKTS:SNMYF) & Genworth Financial (NYSE:GNW)

Genworth Financial (NYSE:GNW) and Suncorp Group (OTCMKTS:SNMYF) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, risk, institutional ownership, profitability and analyst recommendations.

Profitability

This table compares Genworth Financial and Suncorp Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Genworth Financial	2.87%	1.06%	0.12%
Suncorp Group	N/A	N/A	N/A

Analyst Ratings

This is a summary of recent ratings and target prices for Genworth Financial and Suncorp Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Genworth Financial	0	1	1	1	3.00
Suncorp Group	0	0	0	0	0.00

Genworth Financial presently has a consensus price target of $12.00, indicating a potential upside of 20.30%. Given Genworth Financial’s stronger consensus rating and higher possible upside, research analysts clearly believe Genworth Financial is more favorable than Suncorp Group.

Insider and Institutional Ownership

81.8% of Genworth Financial shares are held by institutional investors. Comparatively, 30.6% of Suncorp Group shares are held by institutional investors. 1.8% of Genworth Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Genworth Financial and Suncorp Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Genworth Financial	$7.30 billion	0.52	$223.00 million	$0.52	19.18
Suncorp Group	N/A	N/A	N/A	$0.57	22.82

Genworth Financial has higher revenue and earnings than Suncorp Group. Genworth Financial is trading at a lower price-to-earnings ratio than Suncorp Group, indicating that it is currently the more affordable of the two stocks.

Summary

Genworth Financial beats Suncorp Group on 10 of the 12 factors compared between the two stocks.

About Genworth Financial

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States and internationally. It operates in three segments: Enact, Long-Term Care Insurance, and Life and Annuities. The Enact segment offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and pool mortgage insurance products. The Long-Term Care Insurance segment offers long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. The Life and Annuities segment provides protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, in-house sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.

About Suncorp Group

Suncorp Group Limited provides insurance and banking products and services to retail, corporate, and commercial customers in Australia and New Zealand. The company operates through Insurance (Australia), Suncorp Bank, and Suncorp New Zealand segments. The Insurance (Australia) segment provides general insurance products and services, including home and contents, motor, marine, travel, commercial property, industrial special risk, public liability and professional indemnity, workers' compensation, and compulsory third-party products, as well as distributes life insurance products. The Suncorp Bank segment offers banking services, such as commercial, agribusiness, small business, and home loans; savings and transaction accounts; foreign exchange services; and treasury products and services. The Suncorp New Zealand segment provides general and life insurance products comprising home and contents, motor, commercial property, public liability and professional indemnity, life, trauma, total and permanent disablement, and income protection. The company was formerly known as Suncorp-Metway Limited and changed its name to Suncorp Group Limited in December 2010. The company was founded in 1902 and is headquartered in Brisbane, Australia.