Navient Co. SR NT 6% 121543 (NASDAQ:JSM) and SoFi Technologies (NASDAQ:SOFI) Head-To-Head Survey

SoFi Technologies (NASDAQ:SOFI) and Navient Co. SR NT 6% 121543 (NASDAQ:JSM) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, earnings, valuation, analyst recommendations, institutional ownership and profitability.

Institutional & Insider Ownership

38.4% of SoFi Technologies shares are held by institutional investors. 2.5% of SoFi Technologies shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares SoFi Technologies and Navient Co. SR NT 6% 121543″s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SoFi Technologies	$3.61 billion	6.86	$481.32 million	$0.48	39.96
Navient Co. SR NT 6% 121543	N/A	N/A	N/A	N/A	N/A

SoFi Technologies has higher revenue and earnings than Navient Co. SR NT 6% 121543.

Profitability

This table compares SoFi Technologies and Navient Co. SR NT 6% 121543’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SoFi Technologies	14.78%	6.22%	1.22%
Navient Co. SR NT 6% 121543	N/A	N/A	N/A

Analyst Ratings

This is a summary of recent recommendations for SoFi Technologies and Navient Co. SR NT 6% 121543, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SoFi Technologies	3	10	8	0	2.24
Navient Co. SR NT 6% 121543	0	0	0	0	0.00

SoFi Technologies presently has a consensus price target of $22.42, suggesting a potential upside of 16.88%. Given SoFi Technologies’ stronger consensus rating and higher probable upside, equities analysts plainly believe SoFi Technologies is more favorable than Navient Co. SR NT 6% 121543.

Summary

SoFi Technologies beats Navient Co. SR NT 6% 121543 on 9 of the 9 factors compared between the two stocks.

About SoFi Technologies

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It offers personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform with financial services customers. In addition, it provides SoFi Money offers checking and savings accounts, debit cards, and cash management products; and SoFi Invest, a mobile-first investment platform that provides access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash backs on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect, which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and sells loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

About Navient Co. SR NT 6% 121543

as the nation’s leading loan management, servicing and asset recovery company, navient (nasdaq:navi) helps customers navigate the path to financial success. servicing more than $300 billion in student loans, the company supports the educational and economic achievements of more than 12 million americans. a growing number of government and higher education clients rely on navient for proven solutions to meet their financial goals. learn more at navient.com.