SoFi Technologies (SOFI) – Analysts’ Recent Ratings Changes

SoFi Technologies (NASDAQ: SOFI) has recently received a number of price target changes and ratings updates:

• 11/3/2026 – SoFi Technologies had its price target raised by Truist Financial from $16.00 to $17.00. They now have a “hold” rating on the stock.
• 10/29/2026 – SoFi Technologies had its price target raised by UBS Group from $21.00 to $22.00. They now have a “neutral” rating on the stock.
• 10/28/2026 – SoFi Technologies had its price target raised by TD Cowen from $17.50 to $18.00. They now have a “hold” rating on the stock.
• 10/28/2026 – SoFi Technologies had its “sector outperform” rating reaffirmed by Scotiabank. They now have a $26.00 price target on the stock, up from $25.00.
• 10/28/2026 – SoFi Technologies had its “sector outperform” rating reaffirmed by Benchmark.
• 10/28/2026 – SoFi Technologies had its “buy” rating reaffirmed by Needham & Company LLC. They now have a $24.00 price target on the stock.
• 10/28/2026 – SoFi Technologies had its “negative” rating reaffirmed by Wells Fargo & Company.
• 10/28/2026 – SoFi Technologies had its “underperform” rating reaffirmed by Bank of America. They now have a $16.50 price target on the stock.
• 10/28/2026 – SoFi Technologies had its price target raised by Wells Fargo & Company from $17.00 to $18.00. They now have an “equal weight” rating on the stock.
• 10/28/2026 – SoFi Technologies had its price target raised by Keefe, Bruyette & Woods from $15.00 to $16.00. They now have an “underperform” rating on the stock.
• 10/26/2026 – SoFi Technologies is now covered by Monness Crespi & Hardt. They set a “buy” rating and a $20.00 price target on the stock.
• 10/23/2026 – SoFi Technologies had its price target lowered by Truist Financial from $19.00 to $16.00. They now have a “hold” rating on the stock.
• 10/21/2026 – SoFi Technologies was upgraded by Weiss Ratings from “hold (c-)” to “hold (c)”.
• 10/13/2026 – SoFi Technologies was given a new $15.00 price target by The Goldman Sachs Group.
• 10/12/2026 – SoFi Technologies had its “underperform” rating reaffirmed by Keefe, Bruyette & Woods.
• 10/12/2026 – SoFi Technologies was upgraded by Stonex Financial to “strong-buy”.
• 10/12/2026 – SoFi Technologies was upgraded by Benchmark to “strong-buy”.
• 10/6/2026 – SoFi Technologies was downgraded by Weiss Ratings from “hold (c)” to “hold (c-)”.
• 10/6/2026 – SoFi Technologies had its price target lowered by TD Cowen from $18.00 to $17.50. They now have a “hold” rating on the stock.

SoFi Technologies Stock Down 2.6%

Shares of SoFi Technologies stock traded down $0.41 on Friday, reaching $15.22. 5,639,915 shares of the company were exchanged, compared to its average volume of 63,158,207. The company has a market capitalization of $19.66 billion, a price-to-earnings ratio of 27.68, a PEG ratio of 1.01 and a beta of 2.25. The company has a current ratio of 0.74, a quick ratio of 0.10 and a debt-to-equity ratio of 0.34. SoFi Technologies, Inc. has a one year low of $13.86 and a one year high of $30.42. The company has a 50-day moving average of $16.24 and a 200 day moving average of $17.46.

SoFi Technologies (NASDAQ:SOFI) last released its earnings results on Tuesday, October 27th. The company reported $0.18 earnings per share for the quarter, beating the consensus estimate of $0.17 by $0.01. The business had revenue of $1.37 billion during the quarter, compared to analysts’ expectations of $1.25 billion. SoFi Technologies had a net margin of 15.60% and a return on equity of 6.81%. The firm’s revenue was up 44.4% on a year-over-year basis. During the same period last year, the business earned $0.11 earnings per share. On average, equities research analysts forecast that SoFi Technologies, Inc. will post 0.61 earnings per share for the current year.

Insider Buying and Selling

In other news, EVP Kelli Keough sold 10,203 shares of the firm’s stock in a transaction that occurred on Tuesday, October 20th. The stock was sold at an average price of $14.72, for a total value of $150,188.16. Following the completion of the sale, the executive vice president directly owned 397,870 shares of the company’s stock, valued at $5,856,646.40. This trade represents a 2.50% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CTO Jeremy Rishel sold 18,624 shares of SoFi Technologies stock in a transaction that occurred on Monday, September 21st. The stock was sold at an average price of $17.50, for a total value of $325,920.00. Following the transaction, the chief technology officer owned 912,650 shares of the company’s stock, valued at $15,971,375. This represents a 2.00% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 50,316 shares of company stock valued at $852,605. Insiders own 2.50% of the company’s stock.

SoFi Technologies, Inc. is a U.S.-based digital financial services company that offers consumer lending, banking and investment products through its online platform. Its services include personal, student and home loans, deposit accounts, credit cards and investment offerings. Founded in 2011 as Social Finance, the company initially focused on student loan refinancing before expanding into a broader range of financial services. SoFi also provides financial technology infrastructure through businesses including Galileo, which supports payment processing and other services for financial institutions and fintech companies.