Critical Contrast: Nayax (NASDAQ:NYAX) & Maase (NASDAQ:MAAS)

Maase (NASDAQ:MAAS) and Nayax (NASDAQ:NYAX) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability and valuation.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Maase and Nayax, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Maase	1	0	0	0	1.00
Nayax	1	4	3	0	2.25

Nayax has a consensus target price of $75.76, suggesting a potential upside of 41.63%. Given Nayax’s stronger consensus rating and higher probable upside, analysts clearly believe Nayax is more favorable than Maase.

Institutional and Insider Ownership

34.9% of Nayax shares are held by institutional investors. 87.6% of Maase shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Volatility & Risk

Maase has a beta of 0.03, suggesting that its share price is 97% less volatile than the S&P 500. Comparatively, Nayax has a beta of 0.47, suggesting that its share price is 53% less volatile than the S&P 500.

Earnings & Valuation

This table compares Maase and Nayax”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Maase	$109.05 million	2.30	-$27.36 million	N/A	N/A
Nayax	$400.43 million	4.89	$35.52 million	$0.79	67.71

Nayax has higher revenue and earnings than Maase.

Profitability

This table compares Maase and Nayax’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Maase	N/A	N/A	N/A
Nayax	1.74%	14.98%	4.49%

Summary

Nayax beats Maase on 11 of the 12 factors compared between the two stocks.

About Maase

Puyi Inc. provides third-party wealth management services in China. The company distributes publicly raised fund and privately raised securities investment fund products through online and offline. It also provides asset management services that include managing fund of funds and non-performing loan funds; and corporate financing services. Puyi Inc. was incorporated in 2018 and is headquartered in Guangzhou, China.

About Nayax

Nayax Ltd., a fintech company, operates system and payment platform for multiple retailers in the United States, Europe, the United Kingdom, Australia, Israel, and rest of the world. The company offers AMIT 3.0, a machine-to-machine vending telemetry solution; Nayax Core, a management and monitoring software for vending machines and other unattended machines; MoMa, a mobile app for unattended machine; Tigapo back-office software suite, a cloud-based platform; EV Core, a smart, cloud-based management platform; Retail Management Cloud, a comprehensive attended retail management platform; Loyalty and Marketing Suite, a consumer engagement marketing and loyalty platform; Monyx Wallet, a digital wallet app enabling cashless payments with mobile phones; Weezmo, a consumer engagement and marketing platform; and Tigapo app, a proprietary mobile app to help family entertainment center businesses. It provides electric vehicle charging stations; VPOS Touch, a credit card reader cashless payment device; VPOS Fusion, a cashless payment card reader; ONYX, a contactless card reader and telemetry device; NOVA 156, an electronic cash register; DOT, a smart QR and barcode reader; UNO Plus and UNO 8, which are EMV and FeliCa contactless readers; EMV SOM, a PCI-PTS ready contactless EMV reader module; Nova Market, a cashless micro market and self-checkout solution; NOVA 55, an a handheld smart point of sale (POS) device; NOVA 45, a handheld mini smart terminals for attended POS; and Retail One, a universal retail solution that integrates directly with SAP. The company sells its products directly, as well as through resellers and distributors. It serves various verticals, including vending machines, coffee machines, unattended checkout counters, self-service kiosks, ticketing machines, car wash stations, gaming machines, amusement rides, laundromats, and EV charging stations. Nayax Ltd. was incorporated in 2005 and is headquartered in Herzliya, Israel.